/* TS Asesores en Seguros — hoja de estilos del sitio publicado.
   Tokens del design system (tokens/colors.css, typography.css, spacing.css, base.css)
   consolidados en un solo archivo para evitar cadenas de @import en producción. */

/* ---------- Tokens: color ---------- */
:root{--ts-red:#D2242E;--ts-red-deep:#B71722;--ts-red-soft:#FBE7E8;--ts-gray:#A6A9A8;--c-rojo:#D2242E;--c-verde-manzana:#C0D446;--c-verde:#2FAA5E;--c-amarillo:#FEE853;--c-naranja:#F1940F;--c-azul:#434F9C;--c-rosa:#CB6383;--c-violeta:#98539D;--c-mostaza:#EFC52A;--c-bordo:#A32149;--c-verde-manzana-soft:#F4F7E1;--c-verde-soft:#E2F4EA;--c-amarillo-soft:#FFFBE0;--c-naranja-soft:#FDEFDB;--c-azul-soft:#E4E6F2;--c-rosa-soft:#F7E9EE;--c-violeta-soft:#F1E6F2;--ink-900:#1A1D1C;--ink-700:#3F4544;--ink-500:#6B7170;--ink-400:#8E9392;--gray-300:#C9CBCA;--gray-200:#E4E5E5;--gray-100:#F1F2F2;--gray-50:#F8F9F9;--white:#fff;--success:#2FAA5E;--warning:#F1940F;--danger:#D2242E;--info:#434F9C;--color-primary:var(--ts-red);--color-primary-hover:#C01E27;--color-primary-active:var(--ts-red-deep);--text-strong:var(--ink-900);--text-body:var(--ink-700);--text-muted:var(--ink-500);--surface-page:var(--gray-50);--surface-card:var(--white);--surface-dark:#20302E;--border-subtle:var(--gray-200);--border-strong:var(--gray-300)}

/* ---------- Tokens: tipografía ---------- */
:root{--font-display:'Poppins','Segoe UI',system-ui,sans-serif;--font-body:'Mulish','Segoe UI',system-ui,sans-serif;--fs-display:44px;--fs-h1:32px;--fs-h2:26px;--fs-h3:20px;--fs-body:16px;--fs-small:14px;--fs-caption:12.5px;--ls-tight:-.02em;--ls-caps:.1em}

/* ---------- Tokens: espaciado, radios, sombras ---------- */
:root{--space-1:4px;--space-2:8px;--space-3:12px;--space-4:16px;--space-6:24px;--space-8:32px;--space-12:48px;--space-16:64px;--radius-sm:6px;--radius-md:10px;--radius-lg:14px;--radius-xl:20px;--shadow-xs:0 1px 2px rgba(26,29,28,.06);--shadow-sm:0 1px 3px rgba(26,29,28,.08),0 1px 2px rgba(26,29,28,.04);--shadow-md:0 4px 12px rgba(26,29,28,.1);--shadow-lg:0 12px 32px rgba(26,29,28,.12);--shadow-focus:0 0 0 3px rgba(210,36,46,.45);--container:1160px;--content:760px;--header-h:72px;--ease-out:cubic-bezier(.22,.61,.36,1)}

/* ---------- Base ---------- */
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font-body);font-size:var(--fs-body);line-height:1.5;color:var(--text-body);background:var(--surface-page);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
h1,h2,h3,h4{font-family:var(--font-display);color:var(--text-strong);font-weight:700;line-height:1.14;letter-spacing:var(--ls-tight);margin:0 0 var(--space-3);text-wrap:balance}
h1{font-size:var(--fs-h1)}h2{font-size:var(--fs-h2);font-weight:600}h3{font-size:var(--fs-h3);font-weight:600;letter-spacing:0}
p{margin:0 0 var(--space-4);text-wrap:pretty}
a{color:var(--color-primary);text-decoration:none}
a:hover{color:var(--color-primary-active);text-decoration:underline}
img{max-width:100%;height:auto}
ul{margin:0 0 var(--space-4);padding-left:1.1em}
:focus-visible{outline:none;box-shadow:var(--shadow-focus);border-radius:var(--radius-sm)}
.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--white);color:var(--color-primary);padding:12px 16px;z-index:100}
.skip-link:focus{left:8px;top:8px}

/* ---------- Layout ---------- */
.wrap{max-width:var(--container);margin:0 auto;padding:0 24px}
.wrap--narrow{max-width:var(--content)}
.section{padding:var(--space-16) 0}
.section--tight{padding:var(--space-12) 0}
.section--card{background:var(--white);border-top:1px solid var(--border-subtle);border-bottom:1px solid var(--border-subtle)}
.eyebrow{display:block;font-weight:700;font-size:var(--fs-caption);letter-spacing:var(--ls-caps);text-transform:uppercase;color:var(--color-primary);margin-bottom:12px}
.lead{font-size:18px;color:var(--text-muted)}
.center{text-align:center}
.grid{display:grid;gap:20px}
.grid--3{grid-template-columns:repeat(3,minmax(0,1fr))}
.grid--2{grid-template-columns:repeat(2,minmax(0,1fr))}

/* ---------- Botones ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:var(--font-body);font-weight:700;font-size:15px;padding:12px 22px;border-radius:var(--radius-md);border:1px solid transparent;cursor:pointer;transition:background .16s var(--ease-out),transform .12s var(--ease-out);text-decoration:none}
.btn:hover{text-decoration:none}
.btn:active{transform:scale(.98)}
.btn--primary{background:var(--color-primary);color:#fff}
.btn--primary:hover{background:var(--color-primary-hover);color:#fff}
.btn--secondary{background:var(--white);color:var(--text-strong);border-color:var(--border-strong)}
.btn--secondary:hover{background:var(--gray-100);color:var(--text-strong)}
.btn--ghost{background:transparent;color:var(--text-body)}
.btn--ghost:hover{background:var(--gray-100)}
.btn--lg{padding:14px 26px;font-size:16px}
.btn--block{width:100%}
.btn[disabled]{opacity:.5;pointer-events:none;box-shadow:none}
.btn-row{display:flex;flex-wrap:wrap;gap:12px}

/* ---------- Faja "sitio en desarrollo" (provisoria: borrar al lanzar) ---------- */
.dev-banner{background:var(--surface-dark);color:rgba(255,255,255,.8);font-size:var(--fs-caption);letter-spacing:.06em;text-align:center;padding:7px 16px}

/* ---------- Header ---------- */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--border-subtle)}
.site-header__inner{max-width:var(--container);margin:0 auto;padding:0 24px;min-height:var(--header-h);display:flex;align-items:center;gap:20px}
.brand{display:flex;align-items:center;flex:none}
.brand img{height:48px;width:auto}
.site-nav{margin-left:auto;display:flex;align-items:center;gap:4px}
.site-nav a{padding:8px 14px;font-size:15px;font-weight:500;color:var(--text-body);border-radius:var(--radius-sm)}
.site-nav a:hover{background:var(--gray-100);color:var(--text-strong);text-decoration:none}
.site-nav a[aria-current="page"]{color:var(--color-primary);font-weight:700}
.header-cta{display:flex;align-items:center;gap:10px;flex:none}
.header-cta .phone{font-size:14px;font-weight:600;color:var(--text-body)}
.nav-toggle{display:none;margin-left:auto;background:none;border:1px solid var(--border-strong);border-radius:var(--radius-sm);padding:8px 12px;font-family:var(--font-body);font-weight:600;cursor:pointer}

/* ---------- Hero ---------- */
.hero{background:linear-gradient(180deg,var(--white),var(--gray-50));padding:72px 0 80px}
.hero__grid{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
.hero h1{font-size:var(--fs-display);line-height:1.05;margin:0 0 18px}
.hero__stats{display:flex;flex-wrap:wrap;gap:28px;margin-top:36px}
.hero__stats dt{font-family:var(--font-display);font-weight:700;font-size:30px;color:var(--ts-red)}
.hero__stats dd{margin:0;font-size:13.5px;color:var(--text-muted)}
.hero__stats>div{min-width:110px}
.panel{background:var(--white);border:1px solid var(--border-subtle);border-radius:var(--radius-xl);box-shadow:var(--shadow-lg);padding:28px}
.ramo-hero{background:var(--surface-dark);color:#fff;padding:56px 0}
.ramo-hero h1{color:#fff;font-size:38px;margin:8px 0 10px}
.ramo-hero p{color:rgba(255,255,255,.82);font-size:17px;max-width:600px;margin:0}
.ramo-hero .ramo-hero__sub{font-family:var(--font-display);font-weight:600;font-size:var(--fs-h3);color:var(--white);margin:0 0 10px}
.ramo-hero .eyebrow{color:rgba(255,255,255,.72)}
.ramo-hero__inner{display:flex;align-items:center;gap:36px}
.ramo-hero[style*="--c"]{border-bottom:4px solid var(--c)}
.ramo-mark{width:88px;height:88px;border-radius:var(--radius-lg);display:inline-flex;align-items:center;justify-content:center;flex:none;background:color-mix(in srgb,var(--c) 14%,var(--white));color:var(--c)}
.ramo-mark svg{width:52px;height:52px;fill:currentColor}

/* ---------- Tarjetas ---------- */
.card{background:var(--white);border:1px solid var(--border-subtle);border-radius:var(--radius-md);box-shadow:var(--shadow-sm);padding:24px}
.ramo-card{display:flex;flex-direction:column;align-items:flex-start;background:var(--white);border:1px solid var(--border-subtle);border-radius:var(--radius-md);box-shadow:var(--shadow-sm);padding:24px;color:inherit;transition:box-shadow .16s var(--ease-out),transform .16s var(--ease-out)}
.ramo-card:hover{box-shadow:var(--shadow-md);transform:translateY(-2px);text-decoration:none}
.ramo-card h3{margin:14px 0 6px}
.ramo-card p{color:var(--text-muted);font-size:15px;margin:0}
.ramo-card__more{display:inline-block;margin-top:auto;padding-top:14px;font-size:14px;font-weight:700;color:var(--color-primary)}
.mark{width:44px;height:44px;border-radius:var(--radius-sm);display:inline-flex;align-items:center;justify-content:center;font-family:var(--font-display);font-weight:700;font-size:18px}
.mark--icon{width:52px;height:52px;border-radius:var(--radius-md);background:color-mix(in srgb,var(--c) 14%,var(--white));color:var(--c)}
.mark--icon svg{width:30px;height:30px;fill:currentColor}
.plan{background:#fff;border:1px solid var(--border-subtle);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);padding:26px;position:relative}
.plan--featured{border:2px solid var(--ts-red);box-shadow:var(--shadow-lg)}
.plan__badge{position:absolute;top:-12px;left:26px;background:var(--ts-red);color:#fff;font-size:12px;font-weight:700;letter-spacing:.02em;padding:4px 10px;border-radius:999px}
.checklist{list-style:none;padding:0;margin:0 0 22px;display:flex;flex-direction:column;gap:10px}
.checklist li{display:flex;gap:10px;font-size:14.5px;color:var(--text-body)}
.checklist li::before{content:"";flex:none;width:8px;height:8px;margin-top:7px;border-radius:2px;background:var(--success)}

.checklist--no li::before{background:var(--danger)}
.ast{color:var(--color-primary);font-weight:700}
.steps{counter-reset:paso;list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:16px}
.steps li{counter-increment:paso;position:relative;padding-left:44px;color:var(--text-body)}
.steps li::before{content:counter(paso);position:absolute;left:0;top:-2px;width:30px;height:30px;border-radius:50%;background:var(--color-primary);color:var(--white);font-family:var(--font-display);font-weight:700;font-size:var(--fs-small);display:flex;align-items:center;justify-content:center}
.steps strong{color:var(--text-strong)}

/* ---------- Tablas ---------- */
.table-wrap{overflow-x:auto;background:var(--white);border:1px solid var(--border-subtle);border-radius:var(--radius-md);box-shadow:var(--shadow-xs);margin-top:24px}
.data-table{width:100%;border-collapse:collapse;font-size:15px;line-height:1.45}
.data-table th,.data-table td{padding:14px 18px;text-align:left;vertical-align:top;border-bottom:1px solid var(--border-subtle)}
.data-table thead th{background:var(--gray-100);font-family:var(--font-display);font-weight:600;font-size:var(--fs-small);color:var(--text-strong)}
.data-table tbody th{font-weight:700;color:var(--text-strong)}
.data-table tbody tr:last-child>*{border-bottom:0}
.data-table--compare{min-width:560px}
.data-table--compare tbody th{width:28%}
.table-note{font-size:var(--fs-caption);color:var(--text-muted);margin:10px 0 0}
@media (max-width:600px){.data-table{font-size:var(--fs-small)}.data-table th,.data-table td{padding:12px 10px}.data-table--compare{min-width:620px}.data-table--compare tbody th{width:118px}.data-table--compare th:first-child{position:sticky;left:0;z-index:1;background:var(--white);box-shadow:1px 0 0 var(--border-subtle)}.data-table--compare thead th:first-child{background:var(--gray-100)}}

/* ---------- Quote / testimonial ---------- */
blockquote{margin:0}
.quote{font-family:var(--font-display);font-weight:600;font-size:26px;line-height:1.4;color:var(--text-strong);margin:0 0 20px}
.quote__author{font-weight:700;color:var(--text-strong)}
.quote__role{font-size:14px;color:var(--text-muted)}

/* ---------- FAQ ---------- */
.faq{border-top:1px solid var(--border-subtle)}
.faq details{border-bottom:1px solid var(--border-subtle);padding:18px 0}
.faq summary{font-family:var(--font-display);font-weight:600;font-size:17px;color:var(--text-strong);cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--color-primary);font-weight:700;flex:none}
.faq details[open] summary::after{content:"\2013"}
.faq p{margin:10px 0 0;color:var(--text-muted);font-size:15px}

/* ---------- Banda CTA ---------- */
.cta-band{background:var(--ts-red);padding:52px 0;color:#fff}
.cta-band h2{color:#fff;font-size:28px;margin:0 0 6px}
.cta-band p{color:rgba(255,255,255,.92);margin:0}
.cta-band__inner{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}

/* ---------- Cotizador ---------- */
.quoter{background:var(--gray-50);padding:48px 0 64px}
.q{background:var(--white);border:1px solid var(--border-subtle);border-radius:var(--radius-xl);box-shadow:var(--shadow-md);overflow:hidden}
.q [hidden]{display:none!important}
.q-hdr{background:var(--surface-dark);padding:24px 32px 22px}
.q-hdr h1{color:var(--white);font-size:var(--fs-h3);margin:0}
.q-hdr p{color:rgba(255,255,255,.72);font-size:var(--fs-small);margin:4px 0 0}
.q-stepbar{display:flex;align-items:center;padding:16px 32px;border-bottom:1px solid var(--border-subtle)}
.q-step{display:flex;align-items:center;gap:8px;font-size:var(--fs-caption);font-weight:700;color:var(--ink-400)}
.q-step.is-active{color:var(--color-primary)}
.q-step.is-done{color:var(--text-muted)}
.q-step__n{width:24px;height:24px;border-radius:50%;border:2px solid currentColor;display:inline-flex;align-items:center;justify-content:center;flex:none;transition:background .2s,color .2s}
.q-step.is-active .q-step__n{background:var(--color-primary);border-color:var(--color-primary);color:var(--white)}
.q-step.is-done .q-step__n{background:var(--gray-100);border-color:var(--border-subtle);color:var(--ink-400)}
.q-step__done,.q-step.is-done .q-step__num{display:none}
.q-step.is-done .q-step__done{display:inline}
.q-step__sep{flex:1;height:1px;background:var(--border-subtle);margin:0 8px}
.q-body{padding:24px 32px 28px}
.q-title{font-size:var(--fs-body);font-weight:700;letter-spacing:0;margin:0 0 14px}
.q-note{font-size:var(--fs-caption);color:var(--ink-400);font-style:italic;margin:0 0 16px}
.q-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}
.q-ramo{border:2px solid var(--border-subtle);border-radius:var(--radius-md);background:var(--white);padding:16px 12px 14px;cursor:pointer;display:flex;flex-direction:column;align-items:center;gap:8px;text-align:center;font:inherit;transition:border-color .15s,background .15s,transform .12s var(--ease-out)}
.q-ramo:hover{border-color:var(--c);background:var(--cs);transform:translateY(-2px)}
.q-ramo[aria-pressed="true"]{border-color:var(--c);background:var(--cs)}
.q-ramo--wide{grid-column:1/-1}
.q-ramo__icon{width:44px;height:44px;border-radius:var(--radius-sm);background:var(--cs);color:var(--c);display:flex;align-items:center;justify-content:center}
.q-ramo__icon svg{width:24px;height:24px}
.q-ramo__label{font-family:var(--font-display);font-size:var(--fs-caption);font-weight:700;color:var(--text-strong);line-height:1.2}
.q-fields{display:flex;flex-direction:column;gap:14px}
.q-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.q-field{display:flex;flex-direction:column;gap:5px}
.q-field label{font-size:var(--fs-small);font-weight:600;color:var(--text-strong)}
.q-field input,.q-field select,.q-field textarea{font-family:var(--font-body);font-size:var(--fs-body);color:var(--text-strong);background:var(--white);border:1px solid var(--border-strong);border-radius:var(--radius-sm);padding:11px 12px;width:100%}
.q-field textarea{resize:vertical;min-height:80px}
.q-field input::placeholder,.q-field textarea::placeholder{color:var(--ink-400)}
.q-field input:focus,.q-field select:focus,.q-field textarea:focus{outline:none;border-color:var(--color-primary);box-shadow:var(--shadow-focus)}
.q-field .is-invalid{border-color:var(--danger)}
.q-hint{display:none;font-size:var(--fs-caption);color:var(--danger)}
.q-field .is-invalid~.q-hint{display:block}
.q-chip{display:inline-flex;align-items:center;gap:7px;padding:6px 14px 6px 10px;border-radius:999px;font-size:var(--fs-small);font-weight:700;margin-bottom:18px;background:var(--cs);color:var(--c);border:1.5px solid var(--c)}
.q-chip svg{width:16px;height:16px}
.q-chip__change{background:none;border:0;padding:0;margin-left:8px;font:inherit;font-size:var(--fs-caption);font-weight:600;color:var(--color-primary);text-decoration:underline;cursor:pointer}
.q-divider{height:1px;background:var(--border-subtle);margin:24px 0 20px}
.q-send{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.q-send__btn{display:flex;align-items:center;justify-content:center;gap:10px;padding:14px 18px;border-radius:var(--radius-md);font-weight:700;font-size:var(--fs-body);color:var(--white);transition:background .15s,transform .12s var(--ease-out)}
.q-send__btn:hover{color:var(--white);text-decoration:none}
.q-send__btn:active{transform:scale(.97)}
.q-send__btn svg{width:22px;height:22px;flex:none}
.q-send__btn--wa{background:#25D366;color:#0B2E13}
.q-send__btn--wa:hover{color:#0B2E13}
.q-send__btn--mail{background:var(--color-primary)}
.q-send__btn--mail:hover{background:var(--color-primary-active)}
.q-nav{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-top:24px}
.q-nav .btn--primary:last-child{margin-left:auto}
.q-success{display:flex;flex-direction:column;align-items:center;text-align:center;padding:48px 32px}
.q-success h2{font-size:var(--fs-h3);margin-bottom:8px}
.q-success p{color:var(--text-muted);max-width:380px;margin-bottom:8px}
.q-success .btn{margin-top:16px}
.q-foot{font-size:var(--fs-caption);color:var(--ink-400);text-align:center;padding:16px 32px;border-top:1px solid var(--border-subtle)}
.tick{width:64px;height:64px;border-radius:50%;background:var(--c-verde-soft);color:var(--success);display:inline-flex;align-items:center;justify-content:center;font-size:30px;font-weight:700;margin-bottom:16px}
@media (max-width:520px){
  .q-hdr,.q-body{padding-left:20px;padding-right:20px}
  .q-stepbar,.q-foot{padding-left:20px;padding-right:20px}
  .q-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .q-row,.q-send{grid-template-columns:1fr}
}

/* ---------- Footer ---------- */
.site-footer{background:var(--surface-dark);color:rgba(255,255,255,.82);padding:56px 0 28px;font-size:14px}
.site-footer__grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px}
.site-footer img{height:52px;width:52px;background:#fff;border-radius:8px;padding:6px;margin-bottom:16px}
.site-footer h2{font-family:var(--font-display);font-weight:600;font-size:14px;color:#fff;margin:0 0 14px;letter-spacing:.02em}
.site-footer ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:9px}
.site-footer a{color:rgba(255,255,255,.75)}
.site-footer a:hover{color:#fff}
.site-footer p{color:rgba(255,255,255,.7);line-height:1.6;max-width:300px}
.site-footer address{font-style:normal;color:rgba(255,255,255,.75);line-height:1.7}
.site-footer__bottom{max-width:var(--container);margin:36px auto 0;padding:20px 24px 0;border-top:1px solid rgba(255,255,255,.12);display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:12.5px;color:rgba(255,255,255,.55)}

/* ---------- WhatsApp flotante ---------- */
.wa-float{position:fixed;right:20px;bottom:20px;z-index:60;display:inline-flex;align-items:center;gap:8px;background:#25D366;color:#0B2E13;font-weight:700;font-size:14px;padding:12px 18px;border-radius:999px;box-shadow:var(--shadow-lg)}
.wa-float:hover{color:#0B2E13;text-decoration:none}

/* ---------- Breadcrumbs ---------- */
.breadcrumb{font-size:13px;color:var(--text-muted);padding:16px 0 0}
.breadcrumb ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;margin:0;padding:0}
.breadcrumb li+li::before{content:"/";margin-right:6px;color:var(--gray-300)}

/* ---------- Responsive ---------- */
@media (max-width:1040px){
  .site-nav{display:none;order:3;width:100%;flex-direction:column;align-items:stretch;padding-bottom:12px;gap:2px}
  .site-nav.is-open{display:flex}
  .site-header__inner{flex-wrap:wrap}
  .nav-toggle{display:block}
  .header-cta .phone{display:none}
}
@media (max-width:900px){
  :root{--fs-display:34px;--fs-h1:27px;--fs-h2:23px}
  .hero__grid,.grid--3,.grid--2,.site-footer__grid{grid-template-columns:1fr}
  .hero{padding:48px 0 56px}
  .section{padding:var(--space-12) 0}
  .site-nav{display:none;order:3;width:100%;flex-direction:column;align-items:stretch;padding-bottom:12px;gap:2px}
  .site-nav.is-open{display:flex}
  .site-header__inner{flex-wrap:wrap;padding:12px 20px}
  .nav-toggle{display:block}
  .header-cta .phone{display:none}
  .ramo-hero__inner{flex-direction:column;align-items:flex-start;gap:20px}
  .ramo-hero h1{font-size:30px}
  .wa-float{right:14px;bottom:14px}
}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}html{scroll-behavior:auto}}
@media print{.site-header,.wa-float,.cta-band{display:none}body{background:#fff}}